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Best Credit Card for Airlines Miles

Unless you are living under a stone, if you are traveling somewhere then you can get a good number of rewards and cashbacks. Banking and financial institutions offer the Best Credit Card for Airlines Miles for people looking forward to a luxurious trip. These cards offer multiple benefits like discounts on hotel and flight bookings and rewards in the form of points that can be used for travel-related purchases. Credit cards with Airline Miles are lucrative, however, it incurs high annual fees and relatively high-interest rates.

In this article from the CROX Times, we are going to explore Best Credit Cards for Airlines Miles that you can opt for your favorite travel destinations.

Let’s dive into this

Best Credit Card for Airlines Miles

SBI Card Elite

SBI Card Elite is a premium all-purpose travel credit card from the most trusted bank of the country i.e., Statement Bank of India (SBI). The credit card also comes with a free silver membership to Club Vistara, which comes with flight upgrades and other perks from Vistara Airlines. Not only this you get free international and domestic lounge visits on the card. The card also provides hotel benefits but this is limited to only trident hotels.

If we talk about dining, grocery, and department store purchases, the cardholder earns 5X reward points. For fuel, the card offers reward points on purchases of INR 100. However, the reward point offered is quite INR 1 is equal to Rs 0.25.

Travel and Reward Programs

  • The cardholder can redeem Yatra Welcome Voucher worth INR 5000
  • Complimentary priority pass membership for Six International Lounge per year.
  • For every two quarters, two complimentary domestic lounge visits are provided.
  • Club Vistara Silver Membership includes one free upgrade voucher and 9 CV points for every INR spent on Vistara Flights.


HDFC Regalia Credit Card

The HDFC Regalia Credit Card is one of the best Credit Card for miles in India. This is perfectly suited for high-spending individuals and for frequent travelers. If you have Regalia Credit Card, you will get six international lounges per year. This card charges a low foreign exchange markup fee of around 2% for frequent travelers. The Forex markup fee is typically 3.5% or higher, with only a few cards in the market, but this is one of the few credit cards that provides you slightly lower markup fee. One of them is HDFC Regalia Credit Card and with this, you can get generous bonus rewards when you meet certain milestones.

Travel Benefits

  • 12 Complimentary visits to Indian Domestic Lounges
  • 6 Free lounge visits outside of India
  • Membership in Priority Pass for both primary and secondary members.
  • A 2% forex markup fee is charged.


Air India SBI Signature

This is yet another perfect card for traveling in India, especially for Air India Loyal fans. The initial reward earning rate is over 4% and all points are worth the same number of Air India Miles. For instance, if you spend INR 20 Lakh in a year, you can earn 1 lakh reward points which is equivalent to 1 Lakh Air Miles and used to get free flights multiple times.

Travel Benefits

  • As an onboarding benefit, you will get 20,000 reward points
  • Avail up to 1 lakh reward points yearly.
  • Every INR 100 Ticket booking lets you earn 30 reward points
  • For the lost cards, there would be 1 lakh liability Coverage.


Yatra SBI Card

There are various credit cards for travel in collaboration with, even though the majority of travel cards are focusing on providing customers with general travel benefits. Also, the card brings six reward points for every INR 100 spent at all the departmental stores, movie theatres, and other entertainment venues. For the Primary cardholder, there would air accidental coverage up to INR 50 Lakh which is again a great perk at this pricing.

Travel Benefits

  • Vouchers for domestic and international travel, vacation, and hotel booking are provided as an onboarding benefit on Yatra.
  • 1,000 off domestic flight reservations with a minimum purchase of INR 500.
  • 20% off domestic hotel bookings with a minimum transaction of INR 3000

When you purchase a ticket via using your Yatra SBI Card, the primary cardholder is entitled to complimentary air accident insurance of INR 50 Lakh. Moreover, all the gas stations remove the 1% fuel levy for transactions between INR 500 and INR 3,000.


HDFC Superia Card

The HDFC Bank Superia Card is a premium credit card with many wonderful features and advantages for eating, traveling, petrol, and retail. With a Welcome benefit, the card also offers reward points for each purchase you make. Use your HDFC Superia Credit Card for dining requirements and get 50% more reward points. For minimum transactions of INR 400, a 1% fuel surcharge will be eliminated for all the transactions.

Travel Benefits

  • Using the KrisFlyer which is the Singapore Airlines Flyer Program, you can exchange the reward points that you have incurred on your travel on more than 20 foreign airlines.
  • The reward points can also be exchanged for Airmiles. Tickets from Air India can be purchased using these miles. Not only that these miles can be used to purchase tickets on other well-known domestic travels.


Axis Bank Vistara Signature Credit Card

The Axis Bank Vistara Signature Credit Card is perfect for all frequent travelers. The card awards 2% club Vistara points that can be redeemed for heavy discounts on flights. The more travel, the more benefits you would be able to avail. You can earn up to premium economy tickets by year by reaching certain milestones.

Travel Benefits

  • As an onboarding benefit, you will get more complimentary gifts
  • 4 Vistara points for every INR 200 spent on the reward points that can be redeemed for all flight bookings and other perks.
  • You would get accidental coverage of over 2 Crore and 1 Lakh protection insurance.


Best Credit Cards for Beginners in India


These credit cards with airline miles are perfect for frequent travelers who travel for business or leisure. To overcome your confusion regarding the best credit card for Air Miles our team had crafted this article. We hope you got the answers to your question.

If you have any further questions then do let us know in the comment section below.


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