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Types of HDFC Credit Cards for Corporate Employees in 2023

HDFC is the largest Private Sector Bank in India that provides multiple credit cards. The credit cards offered by HDFC Bank are available to the customers to choose the best one as per their requirements and expectations and they are well familiar with the fact why HDFC is the biggest lender in the banking industry.

The best HDFC Credit card for corporate employees is based on different consumer segments targeted by the bank. The list of credit cards is aimed to be customized and cater wide set of consumers as much as possible, the availability of the HDFC Credit Card for Corporate depends on their needs and spending habits.

In this article from the CROX Times, we are going to explore different HDFC Credit cards for corporate employees that you can opt for. So, read this till the end.

Different Types of Credit Cards by HDFC Bank

The basic focus of HDFC Bank Credit Cards is for traveling, fuel expenses, premium cashback, rewards, EMI, etc. And with the hassle-free process of availing of the offered credit cards and with top-notch security so it is quite obvious to avail of HDFC Credit Cards. It is important to check all the fees and terms and conditions before you jump to avail any of HDFC Credit for corporate employees.

4 Best HDFC Credit Cards for Corporate Employees

Among the multiple credit cards offered by HDFC Bank, experts at CROX Times have crafted some of the best HDFC Credit card for corporate employees.

HDFC Regalia Credit Card

HDFC Regalia Credit Card
HDFC Regalia Credit Card

HDFC Bank Regalia Credit Card is the best choice if you are looking for HDFC Credit Card for corporate. With annual charges of INR 2,500 and brings to you 2,500 bonus reward points. The card comes with several advantages in different categories such as travel, lifestyle, and dining. This is the best credit offered by the bank with all such benefits.

Features of HDFC Regalia Credit Card

Reward points: The HDFC Regalia Credit Card rewards you for every transaction made with the card. You can earn reward points on retail purchases, and 8 reward points for every Rs. 150 spent on HDFC Bank website and SmartBuy transactions. These points can be redeemed for a wide range of items including flights, hotel bookings, and merchandise.

Lounge access: The card provides you with complimentary access to select domestic and international lounges at airports.

Travel benefits: The card offers a variety of travel benefits, including air accident insurance coverage of up to Rs. 1 crore, emergency medical expenses coverage of up to Rs. 15 lahks, and lost baggage insurance coverage of up to Rs. 50,000.

Dining benefits: The HDFC Regalia Credit Card offers discounts and deals at a variety of restaurants across India.

Fuel benefits: The card offers fuel surcharge waivers of up to Rs. 250 per billing cycle on fuel transactions of up to Rs. 4,000.

HDFC Bank Diners Club Credit Card

HDFC Bank Diners Club Credit Card
HDFC Bank Diners Club Credit Card

HDFC Diners Club Black Credit Card is better suited for you if you see yourself spending with a credit card spends on popular apps such as Zomato, Ola, Amazon Prime, etc. To know more about the premium credit card. The joining fee of this credit card is INR 10,000 (+ Applicable Taxes)

Features and Benefits of HDFC Diners Club Credit Card

Welcome Benefits: As a welcome gesture, you will receive 10,000 reward points and a complimentary Club Marriott membership worth INR 15,000.

Reward Points: With every spend of INR 150 on your HDFC Bank Diners Club Black Credit Card, you can earn 5 reward points. These reward points can be redeemed for air miles, hotel bookings, and other exciting offers.

Lounge Access: Enjoy complimentary access to over 700 airport lounges across the globe with your HDFC Bank Diners Club Black Credit Card. This benefit can be availed up to 6 times a year.

Golf Privileges: Get access to some of the best golf courses in India and around the world, with exclusive discounts and offers on golfing fees.

Insurance Cover: Avail of a range of insurance covers, including air accidental death cover, emergency overseas hospitalization cover, and travel insurance.

Concierge Services: Get access to round-the-clock concierge services for booking tickets, making reservations, and more.

HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card
HDFC Bank Millennia Credit Card

This is a cashback credit card offered by the premier privately held bank known as HDFC Bank. Mainly HDFC Bank Millennia Credit Card targets Gen Y, 90s Kids. This is offered in four main variants Visa Variant, Mastercard Variant, Diners Club Variant, and RuPay Variant. Being the most basic credit card by the bank, you can easily avail it by paying INR 1000 (+ Applicable Taxes)

Features and Benefits of HDFC Millennia Credit Card

Cashback rewards: Cardholders can earn cashback on their spending across a wide range of categories, including groceries, dining, online shopping, and more.

Welcome benefits: Cardholders can enjoy welcome benefits like discount vouchers for popular brands and free airport lounge access.

Exclusive offers: Cardholders can enjoy exclusive offers and discounts on a range of products and services, including travel, dining, and shopping.

Contactless payments: The card comes equipped with a contactless payment feature, allowing users to pay for their purchases quickly and securely.

Easy EMI options: Cardholders can convert their large purchases into easy EMIs and repay them over a period of time.

Paytm HDFC Bank Mobile Credit Card

Paytm HDFC Bank Mobile Credit Card
Paytm HDFC Bank Mobile Credit Card

This Credit card comes with an exclusive offer as a milestone benefit. If you spend INR, 10,000 per month every month for three consecutive months, you can get all the benefits of the Paytm HDFC Bank Mobile Credit Card. You can also save a 1% fuel surcharge waiver on fuel transactions.

Features Paytm HDFC Bank Mobile Credit Card

Secure Payments: This credit card comes with robust security features, such as two-factor authentication, encryption, and tokenization, to ensure the safety of your transactions. They may also offer additional security measures like biometric authentication (fingerprint or facial recognition) to authorize payments.

Rewards and Cashback: Credit cards, including Paytm HDFC Bank Mobile Credit Card, often come with reward programs that allow you to earn points or cashback on your purchases. These rewards can be redeemed for various benefits, such as discounts, vouchers, travel miles, or statement credits.

Offers and Discounts: This card provides exclusive offers and discounts on specific merchants or categories. These offers may include cashback, discounts, or special promotions, which can help you save money on your purchases.

Easy Tracking and Budgeting: This card lets you have detailed transaction history, spending categorization, and expense tracking features. This helps you monitor your spending habits, set budgets, and stay on top of your financial goals.

EMI and Loan Options: This card has the option to convert high-value purchases into Equated Monthly Installments (EMIs) or provide pre-approved loan offers. This allows you to make large purchases and pay them off over time at a lower interest rate

Conclusion

HDFC Credit Card for Corporate is meant for employees who want to gain rewards and cashback for their daily expenses or routine expenditure. In this article, we have mentioned the four best HDFC Credit card for corporate employees but before you apply for one, make sure you are well familiar with the billing cycle and other major terms and conditions.

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