HDFC Bank Swiggy Credit Card offers 10% cashback, more than the higher cashback credit cards: Is it worth it?

With the rising popularity of cashback credit cards, another cashback credit card has entered the market. HDFC Bank has collaborated with Swiggy, one of the most popular food and grocery delivery platforms in the country to launch a co-branded credit card- the Swiggy HDFC Credit Card. It offers a cashback of 10 percent on multiple transactions on the Swiggy app, including food orders and purchases through Swiggy Instamart, and Swiggy Genie. So, Cardholders can avail of a cashback of 10 percent every time they order food, get groceries, or use dine-out to pay bills at all restaurants through the Swiggy App. Users will also avail of 5 percent cashback on spending multiple platforms such as Amazon, Nyka PharmEasy, and Bookmyshow. And moreover, there will be a cashback of 1 percent on other miscellaneous online spending.

How does Swiggy HDFC Credit Card fare as a cashback credit card?

When compared with post most popular specific co-branded credit cards- Flipkart Axis Bank Credit and Amazon Pay ICICI Credit Card- the Swiggy HDFC Credit Card looks quite lucrative. This is because it offers cashback of 10 percent on food orders and all grocery transactions. Moreover, the Swiggy HDFC Bank Credit card offers a cashback of 5 percent for spending on several other Popular brands, way higher than the cashback usually offered by several brands offering cashback credit cards. 

You may opt for this to grab exciting cashback on credit cards.